Car Insurance Overview
Protect your vehicle with our comprehensive car insurance policies. We offer the best car insurance in the UAE to support your car during unforeseen circumstances. Our policies include third-party liability and comprehensive car insurance solutions. Whether you have a private or commercial car, our wide range of coverage options and add-ons can safeguard your vehicle against every possible hazard. From Dubai to Abu Dhabi, Sharjah, Ajman, Ras Al Khaimah, Fujairah, and Umm Al Quwain, our car insurance solutions are designed to meet your needs.
Car Insurance Offerings
- Third-Party Liability Car Insurance
- Comprehensive Car Insurance
Car Insurance Solutions in UAE with Robust Coverage
Our car insurance solutions are designed to meet your needs, following the standard UAE Unified Motor Policy. Our coverage includes:
Private Cars and SUVs
We provide insurance for all private vehicles, including SUVs, luxury cars, and sedans.
Commercial Vehicles
Comprehensive coverage for all types of commercial vehicles, including delivery vans, ensuring your business operations remain protected on the road.
Comprehensive Car Insurance UAE
- Damages to your car are caused by accidents or fire.
- Loss of car or theft
- Accident, collision, or overturning
- Natural calamities like floods, storms, and earthquakes.
- Property damage due to vandalism or riots.
- Third-party liabilities for injuries
- Zero depreciation cover
- Personal accident benefits to driver and passenger
- Off-road cover for individual private vehicle
- Rent a car
- Cover for windscreen damages
- 24/7 roadside assistance and agency repair
Third-party Liability Car Insurance in UAE
The insurance company shall be liable to compensate the insured in the event of an accident caused by or arising out of the use of motor vehicles, subject to the limits specified in the policy. Our third-party liability insurance for cars includes the following:
- Legal liability for death or injuries to a third party that consists of fellow passengers in the car.
- Coverage for damages to third-party property
Benefits of Our Car Insurance UAE
Getting an insurance plan from us can bring you multiple benefits, including unmatched flexibility and support when needed. Check out the following solutions to see what awaits you.
From comprehensive to third-party car insurance in the UAE, we offer everything. Take a quick look at the different features of the two insurance plans!
| Parameters | Comprehensive | Third Party |
| Coverage | Covers the damage caused to the vehicle of the insured due to natural disasters, collision, or accident. The insurance also provides coverage for damage to third parties caused by the insured vehicle. | Covers the damage to the third-party vehicle or property. But it does not offer coverage for damages to the insured vehicle. |
| Legal Requirement | Comprehensive car insurance is not mandatory. | Third-party insurance is required by law in the UAE. |
| Add-On Cover | Various add-on options are available, like zero depreciation cover, 24/7 roadside assistance, and off-road cover. | Add-on cover options are not available. |
| Premium Cost | The cost is higher. | The cost is lower. |
- Accident towing services for your car at a designated repair garage or service center ensure a hassle-free and cost-effective solution.
- Mechanical breakdown towing services for the car during mechanical failure or breakdown
- Battery boosting for your car during unexpected battery death ensures quick and safe travel.
- Lock-out service assistance to get back your access to your car without any damage.
- Flat tyre fixing services ensure you have a hassle-free trip without undue delay.
- Fuel delivery services to make sure that you get back on track promptly.
Why Choose Our Car Insurance Solutions
With extensive experience and a commitment to customer satisfaction, we have designed the best car insurance services to cover you in every way. See what makes our solutions exceptional.
- Round-the-clock roadside assistance across the UAE
- Personalized Insurance Solutions
- Seamless claiming process
- Digital convenience with quick online renewal solutions
- Professional assistance with proven expertise
- Third-party liability coverage
- Coverage for natural calamities and disasters.
- Affordable premiums to fit your budget.
Hassle-Free Car Insurance in UAE Tailored for You
Buying and claiming the best car insurance in UAE is now quick and seamless with us. Our insurance plans cater to the different needs of our clients. For residents of the region, buying vehicle insurance is a straightforward process. Still, the legalities of insurance policies are a crucial aspect one must take care of.
You must have valid car insurance before registering a vehicle in UAE. Those who drive without valid insurance face substantial penalties. According to RTA law, you should hold at least third-party liability coverage insurance, which is considered the basic or bare minimum insurance that one should have. Lacking appropriate car insurance while driving is regarded as one of the significant traffic violations in the UAE.
You must have the following documents to validate your eligibility to purchase the best car insurance in UAE.
- A copy of the driving license
- The registration certificate of the car
The validity of a car insurance policy depends on the vehicle registration period. Generally, a car’s registration period is 12 months, and UAE Traffic authorities provide a grace period of 1 month for the renewal or annual registration process, which is covered by the insurance.
Getting any car insurance with zero reliability is easy in UAE, but achieving the best car insurance is not. And thus, we are here with you!
Why Choose Us?
The number of traffic accidents in several locations of the UAE, including Dubai, Abu Dhabi, and Sharjah, is on the rise. Securing vehicles against the unfortunate events is the need of the hour. The New India Assurance Company Limited is a leading firm offering the best car insurance in Dubai. Here’s what sets us apart!
- Extensive Experience: With several decades of experience in the industry, we understand the regulations of Dubai and the specific requirements of clients. Our local expertise enables us to find the best car insurance that offers maximum benefits and optimum coverage for your vehicle.
- Solutions Across Diverse Areas: Driving your vehicle on the road of Abu Dhabi or Sharjah isn’t without risk. Insuring your car is the best way to minimize financial burden or legal consequences in the event of an accident. Whether you are looking for the best car insurance in Abu Dhabi or a car insurance in Sharjah, we offer our solutions everywhere. We are spread across the UAE and committed to providing car insurance solutions to more people.
- Quick and Easy Claim: The number of vehicles in the UAE continues to increase, accelerating the demand for insurances. Whether you want to buy car insurance in UAE or claim it, the procedure is pretty simple and straightforward with us. Our dedicated team will assist you throughout the process and allow you to make claims easily.
Frequently Asked Questions
To claim our car insurance in UAE, kindly claim. We have provided multiple option to register and process your claim to ensure a quick and seamless claim settlement.
If you have purchased your policy directly from us, you can renew your car insurance by visiting our website. Log in with your given credentials and select the renewal option. Alternatively, you may visit our office directly or renew your policy through our intermediaries.For further assistance, please contact us using the details provided on our website.
Yes. You can buy car insurance in UAE online through our website. To begin with the process, please select your preferred coverage, fill in your vehicle details, and make payment. For further assistance, kindly contact us using the details on our website.
Yes. vehicle insurance is a legal and mandatory requirement across the UAE for all vehicles plying on road/public places. You are not eligible to register the car without a valid insurance coverage solution in UAE. Having the right coverage also gives you complete peace of mind while driving.
Third-party car insurance only offers party liability covers for damages caused to others, while comprehensive car insurance covers both your car and third-party liabilities.
The premiums of the best car insurance in UAE depend on several factors, including:
- 1: The model, age, and make of the car
- 2: The age, experience, and driving history of the driver
- 3: Selected insurance coverage and add-ons.
To gain clarity about the premium, connecting with the professionals is a wise decision.
When you buy car insurance UAE, there are two options available. The right choice will depend on your vehicle value and risk tolerance. If you are only looking for coverage for third-party damage and want to fulfil legal obligations, third-party car insurance is the perfect choice. However, for optimum protection of your vehicle against all unforeseen situations, comprehensive car insurance is the ideal option.
Yes, you can conveniently customize the best car insurance in Abu Dhabi. You have the flexibility to add optional coverages like off-road cover, personal accident benefits, and roadside assistance.
If you opt for a car insurance Sharjah, the validity will depend on the registration period of the vehicle, which is usually 12 months.
Yes, even though you have an old vehicle, insuring it is a need of the hour. Having the best car insurance in Dubai will not only enable you to meet the legal requirements but also help safeguard your old car from potential misfortunes.